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As a shared owner, you are legally an owner-occupier And you have the same responsibilities and rights as an outright homeowner.
If your home is a 'new build' it will have the benefit of a National House Builders' Council (NHBC) warranty. If your property is not a new build you should have received details of the warranty, if any, when purchasing your home. Any warranty runs from the date the property was completed not from the date of your purchase, which may have been later.
Under the terms of the shared ownership lease, if you occupy a house, you will be responsible for all repairs to both the interior and exterior of your home including boundary fencing, paths and parking areas within your ownership.
If you live in a shared ownership flat, you will be responsible for all internal repairs and decorating but Radian will be responsible for the maintenance and redecoration of the common parts of the building, such as the corridors, halls and staircases. These obligations extend to the exterior including the roof, gutters, walls, glazing and aerials.
It is also important that you check your lease and receive written information from us before carrying out any alterations to the inside or outside of your home. For further information please contact us on 0300 123 1567.
We strongly recommend that you take out insurance for household contents and any improvements.
The Electrical Safety Council provides important safety information about keeping you and your family safe - please visit www.electricalsafetycouncil.org.uk/